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Use Your Dental Insurance at the Dentist in Bellingham

When you come to Moreno & Young Dental, you can feel confident in the exemplary dental care you receive. But there’s something else that will reassure you—our great customer service. For us, that includes a friendly greeting when you walk through the door as well as accepting your insurance. We are in-network providers for a number of dental insurance plans including:

But even if we are not on your plan, know that we are still glad to work with your provider in order to give you the maximum your benefits will allow. We are especially accustomed to working with Aetna and MetLife.

In-Network vs. Out-of-Network

Parents and Children see Dentist in Bellingham

If you read over your dental insurance benefits plan, you will see that there is a list of providers that are in-network on your plan. In-network dentists like Dr. Moreno, Dr. Young and Dr. Pfeiffer will be able to save you money on dentistry for your family. As an in-network dental practice, we have agreed to accept pre-negotiated fees for covered services. These fees are contractual and, therefore, prohibit any additional charges. Once you’ve met your deductible and you’ve given us your co-payment, we cannot bill you anymore.

Filing Dental Insurance Claims

Woman using dental insurance at dentist in Bellingham

Our office staff is very familiar with the different kinds of dental insurance plans and their claims processes. To help you receive the maximum allowable benefits for any covered dental procedure you have in our office, we’ll be responsible for filing all of your claim forms. And if you have any questions about your insurance, a claim or our billing, please feel free to speak to us when you’re here or call the office. We’ll be glad to help.

Dental Insurance 101

multi-generational family sees the dentist in Bellingham

While one dental insurance benefits plan may differ somewhat from the next, they do all tend to have a few things in common. First, dental insurance usually has a limit that expires at the end of a calendar year. We track your annual limit and do our best to schedule needed services so that you don’t exceed your insurance plan’s limit.

Another important thing to recognize is that most dental insurance benefits not only come with a limit, but they also expire at the end of the year. This means that if you don’t use some of your benefits, then what remains will not carry over to the next year. In other words, you can use all of your dental benefits or your can lose them. Now, when you consider that you pay a premium to have dental insurance coverage, you should want to use every last cent of your benefits for the sake of your smile and your wallet.

If you have any questions about dental insurance in general or your benefits plan, please call Moreno & Young Dental. Likewise, we can schedule an appointment for you or another member of the family.

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